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Marine and Yacht Insurance in Spain

Insurance Companies and Brokers in Spain

Elite Insurance Brokers in Fuengirola, Spain Elite Insurance Brokers
Was established 5 years ago in their present office in Fuengirola. Our bilingual staff will explain everything you need to know concerning your insurance, with the certainty that you will comprehend your policy


In recent years Spanish yacht insurance has seen some big changes due to the huge increase during the last decade in the number of boats sailing in Spanish waters. The consequent increase in accidents and injuries has caused the government in Spain to introduce compulsory third party liability insurance for pleasure boats sailing in Spanish waters.
This covers all motor yachts (including motorsailers, jet skis and jet bikes) and all sailing yachts over 6 metres.

The minimum limit of indemnity is 336.566,78 euros or about 240,000 sterling, although higher limits are available.
The insurance must provide cover for third party injury, material damage and any consequential economic losses suffered.

Whilst legal requirements require only third party liability, most boat owners take out comprehensive policies, which provide cover for the hull and machinery.
It is an offence for anybody in charge of a vessel not to have the appropriate yacht licence and if they are not in possession of the said licence may have the vessel confiscated or be subject to a fine.